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Стоимость и стипендии

# **How to plan a study-abroad budget**

Total cost is more than tuition. Separate one-off and recurring items to build a realistic budget.

5 мин чтения · Обновлено: 2026-10-23

**Эта страница пока показана на английском**

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## One-off items

- Language test and application fees
- Document translation, notary and apostille
- Visa/residence permit and biometrics fees
- Deposit and first-term enrolment fees
- Flights and initial set-up

## Monthly/annual items

- Tuition or semester contribution
- Accommodation and utilities
- Food, transport, phone
- Health insurance
- Course materials

## Calculation

Total budget = one-off items + (monthly living cost × number of months) + annual tuition × number of years. Add a margin for exchange-rate risk and price increases for each year.

## Proof of funds

Many countries require you to show a certain monthly amount for the visa (blocked account, bank statement, scholarship letter, etc.). Amounts and accepted methods differ by country; verify the current value on the official page.

Руководство носит общий характер. Сроки, стоимость и требования могут меняться; перед подачей проверяйте официальные источники.

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