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> Index of every page on this site: [llms.txt](https://armaneducation.com/llms.txt)

Countries

# **Study in Switzerland: costs, visa, scholarships and universities**

Costs, visa process, work rights, scholarships and university options for studying in Switzerland.

[**Free consultation for Switzerland**](https://armaneducation.com/en/contact?country=switzerland)

## **Overview**

Switzerland has twelve cantonal universities and two federal institutes of technology (ETH Zurich and EPFL). Teaching language depends on the region: German in Zurich, Basel, Bern and St. Gallen, French in Geneva, Lausanne and Fribourg, Italian and English in Lugano. Many master's programmes, especially at ETH Zurich, EPFL and in business and the sciences, are taught fully in English, while bachelor's programmes are mostly in a national language.

Tuition is low by international standards but rising for foreign students. Since autumn 2025 ETH Zurich and EPFL charge CHF 2,190 per semester to students who move to Switzerland to study, three times the CHF 730 paid by others. The University of Bern introduced an extra CHF 1,700 for non-Swiss students from autumn 2026, USI plans CHF 5,000 per semester from 2027/28 and HSG charges CHF 3,557.50 for foreign master's students, while UZH, Basel, Geneva and Lausanne remain between about CHF 500 and 880 per semester.

Students from outside the EU/EFTA need a national visa (D) and a residence permit. The cantonal migration office must approve before the consulate issues the visa; the Istanbul consulate quotes at least 8-12 weeks and no visa fee for students. Applicants must prove sufficient funds under cantonal rules, with university and cantonal figures ranging from roughly CHF 18,000 to 25,000 per year. Work is permitted only in exceptional cases, up to 15 hours a week and not before six months; graduates may apply for a six-month permit to look for work.

Switzerland suits applicants with strong grades, ability to document funding, and who can plan early, since master's deadlines for foreign applicants fall between November and April for the following autumn. Living costs are among the highest in Europe, and rules vary by canton and university, so applicants should confirm details with the university and the responsible migration authority.

<dl>

<dt>**Public university tuition**</dt>
<dd>Per semester, non-EU master's: Geneva CHF 500; Lausanne 580; Basel about 850; Zurich 720 + 100 surcharge + 59 contributions; Bern 850 + 1,700 + 34; ETH/EPFL 2,190 (+50 at EPFL); HSG 3,557.50; USI 4,000 (5,000 from 2027/28).<a href="https://www.unige.ch/immatriculations/en/informations/fees">Source </a></dd>

<dt>**Monthly living cost**</dt>
<dd>ETH recommends CHF 20,000-26,000 per year for Zurich; UZH advises at least CHF 2,200 per month; UNIL estimates about CHF 2,050 per month; Basel-Stadt migration refers to CHF 2,000 per month; ETH lists fixed costs from CHF 1,790 per month. Shared room in Zurich CHF 800-1,000.<a href="https://ethz.ch/en/studies/financial.html">Source </a></dd>

<dt>**Visa processing time**</dt>
<dd>At least 8-12 weeks (Istanbul consulate).<a href="https://www.eda.admin.ch/content/dam/countries/countries-content/turkey/en/Studium-Visum-D-Termin-Konsulat_EN.pdf">Source </a></dd>

<dt>**Work rights**</dt>
<dd>Third-country students may work at most 15 hours per week outside holidays, beginning no sooner than six months after the course starts; the cantonal authority approves (Art. 38 ASEO), the employer files the application and the university must confirm the work fits the studies. After graduating from a Swiss higher education institution, third-country nationals have six months from the end of the course to look for a job matching their qualifications.<a href="https://www.sem.admin.ch/sem/en/home/themen/arbeit/faq.html">Source </a></dd>

<dt>**Intakes and deadlines**</dt>
<dd>Autumn semester (September) main intake; some programmes allow spring (February). Master's deadlines for foreign applicants: ETH 30 Nov, EPFL 15 Dec/31 Mar, UZH/UNIL/Basel/Bern 30 Apr (earlier with visa), Geneva Feb-Apr, HSG 31 Mar-30 Apr.<a href="https://ethz.ch/en/studies/master/application/international-bachelor/how-to-apply.html">Source </a></dd>

<dt>**Language requirement**</dt>
<dd>Master's: ETH C1 English; UZH C1 (IELTS 7 / TOEFL 100 old scale); UNIL HEC TOEFL 100 / IELTS 7; USI B2+ (IELTS 6.5 / TOEFL 85); EPFL no mandatory test for CS/DS; Geneva GSEM B2.<a href="https://ethz.ch/en/studies/master/application/language-requirements.html">Source </a></dd>

</dl>

## **Tuition and living costs**

<dl>

<dt>**Public university tuition**</dt>
<dd>Per semester, non-EU master's: Geneva CHF 500; Lausanne 580; Basel about 850; Zurich 720 + 100 surcharge + 59 contributions; Bern 850 + 1,700 + 34; ETH/EPFL 2,190 (+50 at EPFL); HSG 3,557.50; USI 4,000 (5,000 from 2027/28).<a href="https://www.unige.ch/immatriculations/en/informations/fees">Source </a></dd>

<dt>**Private university tuition**</dt>
<dd>Not yet verified</dd>

<dt>**Monthly living cost**</dt>
<dd>ETH recommends CHF 20,000-26,000 per year for Zurich; UZH advises at least CHF 2,200 per month; UNIL estimates about CHF 2,050 per month; Basel-Stadt migration refers to CHF 2,000 per month; ETH lists fixed costs from CHF 1,790 per month. Shared room in Zurich CHF 800-1,000.<a href="https://ethz.ch/en/studies/financial.html">Source </a></dd>

</dl>

### Accommodation

ETH has no residences; WOKO cooperative serves ETH/UZH students; shared rooms CHF 800-1,000 in Zurich. Other cities not verified.

When planning the total budget, separate one-off and monthly items. [Budget planning guide](https://armaneducation.com/en/guides/budget-planning)

## **Visa and residence permit**

Third-country students need a national visa D (studies) and then a cantonal residence permit. The responsible cantonal migration office approves first; the consulate issues the visa only after authorisation. Applicants must be in person at the consulate and tested in the study language per the Istanbul sheet.

<dl>

<dt>**Visa processing time**</dt>
<dd>At least 8-12 weeks (Istanbul consulate).<a href="https://www.eda.admin.ch/content/dam/countries/countries-content/turkey/en/Studium-Visum-D-Termin-Konsulat_EN.pdf">Source </a></dd>

<dt>**Proof of funds**</dt>
<dd>No single federal amount; cantonal. Examples: Fribourg CHF 21,900 in FINMA bank account; Basel-Stadt about CHF 2,000/month; UNIL at least CHF 2,100/month; Neuchatel CHF 20,000/year; BFH CHF 18,000/year (search summaries of university and commentary pages).<a href="https://www.eda.admin.ch/content/dam/countries/countries-content/turkey/en/Studium-Visum-D-Termin-Konsulat_EN.pdf">Source </a></dd>

<dt>**Health insurance**</dt>
<dd>Compulsory Swiss health insurance within three months of taking residence. Non-EU/EFTA/UK students may request exemption from the canton with equivalent private cover (3 years, extendable by 3).<a href="https://www.bag.admin.ch/en/health-insurance-foreign-students-in-switzerland">Source </a></dd>

</dl>

### Application steps

1. Obtain admission letter/matriculation certificate.
2. Collect documents and proof of funds per cantonal requirements.
3. Submit national visa application in person at the responsible Swiss representation (Istanbul for Turkey).
4. Cantonal migration authority decides; consulate issues D visa after authorisation.
5. Arrive, register with commune, apply for permit and take health insurance.

### Documents required

- Three visa application forms and four passport photos
- Passport valid 3 months beyond Schengen exit, issued within 10 years, 2 blank pages
- Letter of acceptance/certificate of matriculation
- Proof of funds: guarantor declaration, FINMA-licensed bank confirmation, scholarship guarantee or payment of first-year fees
- Previous diplomas, CV, motivation letter
- Signed declaration of return after studies

<dl>

<dt>**Fees**</dt>
<dd>Visa free for students (Istanbul sheet, April 2025).<a href="https://www.eda.admin.ch/content/dam/countries/countries-content/turkey/en/Studium-Visum-D-Termin-Konsulat_EN.pdf">Source </a></dd>

</dl>

**Nationality-specific notes:** turkish: Apply only at Consulate General of Switzerland in Istanbul; in person; electronic documents not accepted; 2 Swiss scholarships for Turkish graduates via Turkish Ministry of Education (Oct/Nov).;

[**Our visa consulting **→](https://armaneducation.com/en/services/visa)

## **Work rights and after graduation**

Third-country students may work at most 15 hours per week outside holidays, beginning no sooner than six months after the course starts; the cantonal authority approves (Art. 38 ASEO), the employer files the application and the university must confirm the work fits the studies. After graduating from a Swiss higher education institution, third-country nationals have six months from the end of the course to look for a job matching their qualifications.

**After graduation:** Six-month residence permit to look for work after graduation, with funds, accommodation and diploma; later work only in shortage sectors with high academic/economic interest.

[Source](https://www.sem.admin.ch/sem/en/home/themen/arbeit/faq.html)

## **Language requirements and intakes**

<dl>

<dt>**Language requirement**</dt>
<dd>Master's: ETH C1 English; UZH C1 (IELTS 7 / TOEFL 100 old scale); UNIL HEC TOEFL 100 / IELTS 7; USI B2+ (IELTS 6.5 / TOEFL 85); EPFL no mandatory test for CS/DS; Geneva GSEM B2.<a href="https://ethz.ch/en/studies/master/application/language-requirements.html">Source </a></dd>

<dt>**Intakes and deadlines**</dt>
<dd>Autumn semester (September) main intake; some programmes allow spring (February). Master's deadlines for foreign applicants: ETH 30 Nov, EPFL 15 Dec/31 Mar, UZH/UNIL/Basel/Bern 30 Apr (earlier with visa), Geneva Feb-Apr, HSG 31 Mar-30 Apr.<a href="https://ethz.ch/en/studies/master/application/international-bachelor/how-to-apply.html">Source </a></dd>

</dl>

[**Language and exam preparation **→](https://armaneducation.com/en/services/language)

## **Scholarships**

**postgraduate research; art master****By nomination**

### **Swiss Government Excellence Scholarships**

Federal Commission for Scholarships for Foreign Students (FCS/ESKAS), SERI

<dl>

<dt>**Coverage**</dt>
<dd>CHF 2,450 per month</dd>

<dt>**Deadline**</dt>
<dd>applications open 20 Aug 2026; deadlines via Swiss representations</dd>

<dt>**Eligibility**</dt>
<dd>Max age 35; 183 countries for research; applications via Swiss embassies.</dd></dl>[Source](https://www.sbfi.admin.ch/sbfi/en/home/education/scholarships-and-grants/swiss-government-excellence-scholarships.html)

**master****Via the university**

### **ETH Excellence Scholarship & Opportunity Programme (ESOP)**

ETH Zurich

<dl>

<dt>**Coverage**</dt>
<dd>CHF 12,000 per semester (13,500 from HS27) plus tuition waiver</dd>

<dt>**Deadline**</dt>
<dd>1-30 Nov 2026 (11:59 CET)</dd>

<dt>**Eligibility**</dt>
<dd>Top 10% bachelor; ~60 awards; not for those already holding a master's.</dd></dl>[Source](https://ethz.ch/students/en/studies/financial/scholarships/excellencescholarship.html)

**master****Via the university**

### **EPFL Master Excellence Fellowships**

EPFL

<dl>

<dt>**Coverage**</dt>
<dd>CHF 10,000 per semester up to 4 semesters plus guaranteed housing</dd>

<dt>**Deadline**</dt>
<dd>15 Dec (IS-Academia)</dd>

<dt>**Eligibility**</dt>
<dd>Renewal needs 50 ECTS and 5.0/6.</dd></dl>[Source](https://www.epfl.ch/education/master/master-excellence-fellowships/)

**master****Via the university**

### **UNIL Master's Scholarship**

University of Lausanne

<dl>

<dt>**Coverage**</dt>
<dd>CHF 1,600 per month for programme minimum duration</dd>

<dt>**Deadline**</dt>
<dd>1 Nov 2026 for 2027/28</dd>

<dt>**Eligibility**</dt>
<dd>Foreign degree holders; two recommendation letters.</dd></dl>[Source](https://www.unil.ch/unil/en/home/menuinst/etudier/mobilite-et-echange/etudiantes-et-etudiants-internationaux/etudiantes-internationaux-reguliers/bourse-de-master.html)

**9-month research (graduates)****By nomination**

### **Swiss university scholarships for Turkish graduates**

Swiss Confederation via Turkish Ministry of Education

<dl>

<dt>**Coverage**</dt>
<dd>not stated</dd>

<dt>**Deadline**</dt>
<dd>October/November</dd>

<dt>**Eligibility**</dt>
<dd>Two awards per year to Turkish citizens.</dd></dl>[Source](https://www.eda.admin.ch/content/dam/countries/countries-content/turkey/en/Studium-Visum-D-Termin-Konsulat_EN.pdf)

## **Cities**

**Zurich**

**Lausanne**

**Geneva**

**Basel**

**Bern**

**Lugano**

**St. Gallen**

## **Universities**

[**ETH Zurich** Zurich · Public Study fees (tuition plus semester fees) from autumn 2025: Group 1 CHF 730 per semester (Swiss/Liechtenstein citizens, those resident in Switzerland when obtaining their entrance qualification, certain others); Group 2 CHF 2,190 per semester (threefold) for all others, which includes most international students.](https://armaneducation.com/en/universities/eth-zurich) [**EPFL (Ecole polytechnique federale de Lausanne)** Lausanne · Public Tuition CHF 730 per semester, tripled to CHF 2,190 from autumn 2025 for foreign nationals who move to Switzerland to study; total invoice CHF 2,240 (incl. AGEPoly 25, sports 16, social fund 9). Index-adjusted every four years from 2029.](https://armaneducation.com/en/universities/epfl) [**University of Zurich (UZH)** Zurich · Public Tuition CHF 720 per semester; foreign-student surcharge CHF 500 per semester (bachelor) or CHF 100 (master, PhD); mandatory semester contributions CHF 59. Master total about CHF 879 per semester. Application fee CHF 150 for foreign qualifications.](https://armaneducation.com/en/universities/university-of-zurich) [**University of Basel** Basel · Public About CHF 850 per semester, same for local and international students (programme pages via search summary; subject to change).](https://armaneducation.com/en/universities/university-of-basel) [**University of Bern** Bern · Public From fall 2026: CHF 850 per semester plus CHF 1,700 additional per semester for non-Swiss students without Swiss residence when obtaining the bachelor entrance qualification (previously CHF 200 extra, kept for those enrolled earlier); semester fee CHF 34. Total CHF 2,584 per semester.](https://armaneducation.com/en/universities/university-of-bern) [**University of Geneva (UNIGE)** Geneva · Public CHF 500 per semester (CHF 65 fixed plus CHF 435 administrative), no nationality difference stated.](https://armaneducation.com/en/universities/university-of-geneva) [**University of Lausanne (UNIL)** Lausanne · Public CHF 580 per semester (course, exam and semester fee) for bachelor, master and EFLE; CHF 200 administrative fee for foreign bachelor applicants.](https://armaneducation.com/en/universities/university-of-lausanne) [**Universita della Svizzera italiana (USI)** Lugano · Public Semester fee CHF 4,000 currently; CHF 5,000 per semester for students enrolling from 2027/28 (bachelor and master), not for Swiss or those resident in Switzerland at diploma. Some programmes (e.g. Philosophy) list CHF 2,000. Pages returned 403 to fetcher; from search summary.](https://armaneducation.com/en/universities/usi-lugano) [**University of St. Gallen (HSG)** St. Gallen · Public From 1 Aug 2026: master's level CHF 3,557.50 per semester for foreign students (previously 3,329); Swiss students CHF 1,524.50. Application and processing fee CHF 250 (fees page) / CHF 268 on programme admission pages.](https://armaneducation.com/en/universities/university-of-st-gallen) [**Bern University of Applied Sciences** Bern · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): 750, BildungsausländerInnen 950. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/bern-university-of-applied-sciences) [**Swiss Federal University for Vocational Education and Training** Zollikofen · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): CHF 5'500 bei Regelstudienzeit (6 Semester). Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/swiss-federal-university-for-vocational-education-and-training) [**University of Applied Sciences of the Grisons** Chur · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): ab 960.00 je Semester. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/university-of-applied-sciences-of-the-grisons) [**University of Applied Sciences Northwestern Switzerland** Brugg-Windisch · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): 750; Studierende aus EU/EFTA-Staaten: 1000; Studierende aus Nicht-EU/EFTA-Staaten: mind. 5000. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/university-of-applied-sciences-northwestern-switzerland) [**University of Applied Sciences and Arts of Southern Switzerland** Manno · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): CHF 1'000.--/semestre (svizzeri e residenti); CHF 2'000.--/semestre (stranieri). Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/university-of-applied-sciences-and-arts-of-southern-switzerland) [**University of Applied Sciences and Arts Western Switzerland** Delémont · Public](https://armaneducation.com/en/universities/university-of-applied-sciences-and-arts-western-switzerland) [**University of Teacher Education of the cantons of Bern, Jura and Neuchâtel** Biel/Bienne · Public](https://armaneducation.com/en/universities/university-of-teacher-education-of-the-cantons-of-bern-jura-and-neuchatel) [**Vaud University of Teacher Education** Lausanne · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): CHF 633.- /semestre. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/vaud-university-of-teacher-education) [**Lucerne University of Applied Sciences and Arts** Lucerne · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): 800. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/lucerne-university-of-applied-sciences-and-arts) [**University of Teacher Education in Special Needs** Zurich · Public](https://armaneducation.com/en/universities/university-of-teacher-education-in-special-needs) [**Kalaidos University of Applied Sciences Switzerland** Zurich · Private](https://armaneducation.com/en/universities/kalaidos-university-of-applied-sciences-switzerland) [**OST - Eastern Switzerland University of Applied Sciences** St. Gallen · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): inländische Studierende: CHF 1000.- je Semester, ausländische Studierende: CHF 1500.- je Semester. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/ost-eastern-switzerland-university-of-applied-sciences) [**University of Teacher Education Bern** Bern · Public](https://armaneducation.com/en/universities/university-of-teacher-education-bern) [**University of Teacher Education of the Grisons** Chur · Public](https://armaneducation.com/en/universities/university-of-teacher-education-of-the-grisons) [**University of Teacher Education Lucerne** Lucerne · Public](https://armaneducation.com/en/universities/university-of-teacher-education-lucerne) [**University of Teacher Education Schaffhausen** Schaffhausen · Public](https://armaneducation.com/en/universities/university-of-teacher-education-schaffhausen) [**University of Teacher Education Schwyz** Goldau (Arth) · Public](https://armaneducation.com/en/universities/university-of-teacher-education-schwyz) [**St.Gallen University of Teacher Education** St. Gallen · Public](https://armaneducation.com/en/universities/st-gallen-university-of-teacher-education) [**Thurgau University of Teacher Education** Kreuzlingen · Public](https://armaneducation.com/en/universities/thurgau-university-of-teacher-education) [**Valais University of Teacher Education** Public](https://armaneducation.com/en/universities/valais-university-of-teacher-education) [**University of Teacher Education Zug** Zug · Public](https://armaneducation.com/en/universities/university-of-teacher-education-zug) [**University of Teacher Education Zurich** Zurich · Public](https://armaneducation.com/en/universities/university-of-teacher-education-zurich) [**Pädagogisches Hochschulinstitut NMS Bern**](https://armaneducation.com/en/universities/padagogisches-hochschulinstitut-nms-bern) [**University of Fribourg** Fribourg · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): CHF 295.00. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/university-of-fribourg) [**University of Lucerne** Lucerne · Public](https://armaneducation.com/en/universities/university-of-lucerne) [**University of Neuchâtel** Neuchâtel · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): CHF 1030.- pour les résidents suisses; autrement CHF 1580.-. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/university-of-neuchatel) [**Zurich University of the Arts** Zurich · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): 720 / 1220. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/zurich-university-of-the-arts) [**Zurich University of Applied Sciences** Winterthur · Public Most common figure reported on the Swiss national programme portal for this institution's English-available programmes (period/category as stated by the institution): 720.- pro Semester. Figures differ by programme and student category; confirm on the programme page.](https://armaneducation.com/en/universities/zurich-university-of-applied-sciences)

[**All universities **→](https://armaneducation.com/en/universities?country=switzerland)

## **Official resources**

- [**Study in Switzerland**](https://www.studyinswitzerland.ch/)
- [**State Secretariat for Migration**](https://www.sem.admin.ch/)
- [**SERI scholarships**](https://www.sbfi.admin.ch/sbfi/en/home/education/scholarships-and-grants.html)
- [**swissuniversities**](https://www.swissuniversities.ch/en/)
- [**FOPH health insurance for foreign students**](https://www.bag.admin.ch/en/health-insurance-foreign-students-in-switzerland)
- [**Consulate General Istanbul**](https://www.eda.admin.ch/countries/turkey/en/home/visa/entry-ch/more-90-days/where-to-apply-national.html)

## **Frequently asked questions**

Information on this page is compiled from official sources and was verified on the date shown. Fees, dates and visa rules change often; check official sources before applying. Empty fields have not been verified yet; ask our advisor for the current information.

## **Let us plan the right path for your goals**

In a free initial consultation we review your profile, budget and goals, and narrow down the countries and universities that fit you.

[**Free consultation**](https://armaneducation.com/en/contact?country=switzerland) [**How we work**](https://armaneducation.com/en/how-it-works)

```json
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```

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