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> Index of every page on this site: [llms.txt](https://armaneducation.com/llms.txt)

Finland

# **Finland: Costs**

Tuition fees and monthly living costs in Finland.

## **Tuition and living costs**

<dl>

<dt>**Public university tuition**</dt>
<dd>Non-EU/EEA/Swiss students pay in English-taught bachelor's and master's programmes (fees mandatory for study rights from 1 Aug 2026). Examples per academic year: Tampere 10,000 (bachelor's)/12,000 (master's); Oulu 8,500-14,000; Jyväskylä 10,000-16,000; Helsinki 13,000-18,000; Aalto 12,000-20,000; LUT 15,000; Åbo Akademi 12,000. Doctoral programmes and Finnish/Swedish-taught programmes are free. Exempt: EU/EEA/Swiss citizens, P/P-EU/Blue Card holders, some type A permits not granted for studies, temporary protection.<a href="https://www.oulu.fi/en/apply/how-apply/university-oulu-tuition-fees-and-scholarships-for-international-applicants">Source </a></dd>

<dt>**Private university tuition**</dt>
<dd>Finland has no private universities in the usual sense; universities of applied sciences also charge: LAB UAS 11,000 (bachelor's) / 18,000 (master's) EUR for autumn 2026; Uniarts Helsinki 28,000 EUR from August 2026.<a href="https://www.uniarts.fi/en/general-info/tuition-fees/">Source </a></dd>

<dt>**Monthly living cost**</dt>
<dd>Study in Finland estimates 900-1,200 EUR per month depending on location; tuition fees typically 9,000-20,000 EUR per year. UEF recommends budgeting 900-1,000 EUR per month.<a href="https://www.helsinki.fi/en/admissions-and-education/international-students/student-life-helsinki/cost-living-and-financial-matters">Source </a></dd>

</dl>

### Accommodation

Student housing 450-800 EUR/month in Helsinki; housing is the biggest cost. City student housing foundations not verified.

When planning the total budget, separate one-off and monthly items. [Budget planning guide](https://armaneducation.com/en/guides/budget-planning)

## What to watch for in Costs

- Calculate tuition, living costs and insurance/visa costs separately.
- Verify fees on the university's own page; programmes can differ greatly.
- Add a margin each year for currency and exchange-rate risk.
- Research scholarship and discount options before applying.

Information on this page is compiled from official sources and was verified on the date shown. Fees, dates and visa rules change often; check official sources before applying. Empty fields have not been verified yet; ask our advisor for the current information.

## **Let us plan the right path for your goals**

In a free initial consultation we review your profile, budget and goals, and narrow down the countries and universities that fit you.

[**Free consultation**](https://armaneducation.com/en/contact?country=finland) [**How we work**](https://armaneducation.com/en/how-it-works)

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